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Business and Commercial Loans

Solutions specialize in the small to medium size business. We work closely with our business customers to help their business grow. Let us do the work while you keep focused on your business.

  • Business Overdraft to allow for cash flow fluctuations in your business
  • Business Loans for Commercial Property purchases
  • Business Loans to develop your business
  • Agri Finance – suited to the seasonal incomes of farmers and agriculture business
  • Business Line of Credit facilities giving maximum flexibility
  • Invoice Financing – converts your invoices to cash

Subject to each lender's credit policies these loans can fund land purchase and settlement costs, pre construction costs, professional fees, construction costs, loan costs, interest, marketing costs etc. Amount of the loan can be a % of the on completion value of the development. Each loan is assessed on its merits and the lender takes into consideration a multitude of factors including but not limited to time, risks, product being developed, location, competition, supply and demand, developer's experience and track record, market conditions, selling strategy, number of pre-sales, reputation of the builder etc. Interest rate charged by the lender can vary according to the above assessment. These types of loan are interest only. The loan is usually repaid from sales proceeds. The borrower will need to contribute equity towards the development.